D7 Passive Income Visa Portugal 2026 – Residency for Retirees & Passive Income
For non-EU citizens with stable recurring income from outside Portugal—pension, investments, rentals, or royalties. Live in Portugal with full residency rights, access to healthcare, and a path to citizenship.
What is the D7 Passive Income Visa?
The D7 visa (Passive Income / Retirement Visa) allows non-EU citizens to obtain Portuguese residency by proving stable, regular income from outside Portugal. You do not need to work or run a business in Portugal—your income can come from pension, dividends, interest, rental income, royalties, or other passive sources.
Ideal for: Retirees with a pension, investors with dividends or interest, landlords with rental income, and anyone with royalty or intellectual property income who wants to live in Portugal.
D7 Visa Income & Financial Requirements
You must prove stable, regular income that meets the Portuguese minimum. Authorities recommend having 12 months of funds available in a Portuguese bank account.
Main Applicant
€11,040 per year (€920 per month). Proof of pension, investments, rentals, or other passive income.
Spouse or Parent
+50% of the minimum (€460 per month) for each dependent spouse or parent included in the application.
Dependent Child
+30% per child (€276 per month). Proof of income must cover all family members included in the application.
Main Benefits of the D7 Passive Income Visa
- No Active Work Required – Live on your pension, investments, or rental income without running a business.
- Initial 2-Year Permit – Then renew for 3 years. Path to permanent residence and citizenship after 5 years.
- Work Rights – After your residence permit is issued, you may work in Portugal if you wish.
- Family Inclusion – Include spouse, dependent children, and dependent parents in your application.
- Schengen Mobility – Travel freely across the Schengen area.
- Healthcare & Education – Access to public healthcare and education for you and your family.
D7 Passive Income vs D8 Digital Nomad
D7 Passive Income
- ✓ Lower income threshold (~€920/month)
- ✓ Pension, investments, rentals, royalties
- ✓ No need to work or run a business
- ✓ Ideal for retirees and passive investors
- ✓ Path to citizenship after 5 years
D8 Digital Nomad
- ! Higher income (~€3,680/month)
- ! Must prove remote work for foreign employer/clients
- ✓ Work remotely while living in Portugal
- ✓ Ideal for remote employees and freelancers
- ✓ Path to citizenship after 5 years
Bottom line: Choose D7 if your income is passive (pension, investments, rentals). Choose D8 if you work remotely for a foreign employer or clients.
D7 Visa Eligibility & Documentation
In addition to meeting the income threshold, you must provide the following to support your D7 application.
- Proof of Passive Income – Pension statements, investment returns, rental contracts, or other evidence of stable recurring income.
- Long-Term Accommodation – 12-month lease or property deed in Portugal.
- Portuguese Tax ID (NIF) – Obtained before or during the application process.
- Clean Criminal Record – Certificate from your country of residence (apostilled and translated if required).
- Health Insurance – Valid coverage for Portugal for the initial period.
Step-by-Step D7 Visa Process
Eligibility Assessment
We review your income sources, family size, and documents to confirm you meet the D7 requirements and identify any gaps.
NIF & Bank Account
We assist with obtaining your Portuguese tax ID (NIF) and opening a Portuguese bank account. Authorities recommend 12 months of funds in Portugal.
Accommodation
We support you in securing long-term accommodation (lease or property) that meets consular requirements.
Visa Application
We prepare and organise all documentation and guide you through the consular application in your country of residence.
Approval & Residence Permit
After visa approval, you enter Portugal and apply for your residence permit. We assist with AIMA appointments and settling in.
How We Help D7 Applicants
We provide end-to-end support for passive income and retirement applicants moving to Portugal.
NIF Issuance – We guide you through obtaining your Portuguese tax ID quickly and correctly.
Bank Account Opening – Support for opening a Portuguese bank account in person or remotely.
Lease or Property Support – Help finding and securing long-term accommodation that meets visa requirements.
Full Application Support – We prepare your D7 application, coordinate documents, and support you through the consulate and AIMA.
Who Can Apply for the D7 Visa?
The D7 is designed for anyone with stable income from outside Portugal. Common profiles:
Retirees
Pension income from your home country. One of the most common D7 profiles.
Investors
Dividends, interest, or investment returns that meet the minimum threshold.
Landlords
Rental income from properties abroad. Proof of consistent rental income is required.
D7 Passive Income Visa FAQs (2026)
Ready to Apply for the D7 Visa?
Contact us for a free D7 eligibility assessment. We'll review your income, explain the requirements, and create a roadmap to Portuguese residency.